Florida Commercial Loans

Florida's expanding business sector drives demand for commercial property financing in Miami, Tampa, and Orlando. These loans support retail, office, industrial, and mixed-use projects. Florida commercial lenders provide funding solutions for both stabilized and value-add opportunities across major markets.

Capital Funding Financial

Capital Funding Financial is a direct nationwide private lender offering fast, simplified loans. Close in 3+ days with minimal documentation - no tax returns, credit score requirements, or appraisals for most deals. LOIs in 24hrs. Streamlined process without any red tape or drama.

Loan Size:
$250,000 to $250,000,000
Loan Terms:
6 months to 24 months

Rates:
9.50% - 12.50%
Fees:
1.75% - 2.50%

Soviero Capital LLC

Soviero Capital is a family-run direct hard money lender providing asset-based real estate loans. We offer same-day commitments with up to 65% LTV, no credit checks, and terms up to 3 years. We consider improved properties for purchase, refinance, and cash-out loans, with flexible guidelines when risk profiles are satisfactory.

Loan Size:
$250,000 to $2,500,000
Loan Terms:
12 months to 36 months

Rates:
13% to 15%
Fees:
2% to 3%

Gelt Financial

Gelt Financial, a South Florida direct portfolio lender since 1989, provides non-bank loans for real estate investors. With 10,000+ closed loans, we offer direct access to decision-makers for fast approvals without committees. As private lenders, we welcome complex deals and tackle any financing challenge.

Loan Size:
$50,000 - $2,000,000
Loan Terms:
6 months to 5 years

Rates:
12% +
Fees:
3%

Crosby Capital USA

Crosby Capital USA is a unique and creative direct lender for short-term bridge loans in Florida and the New York City metro area. Our maximum LTV is a conservative 60%, but can fund loans that most other lenders shy away from.

Loan Size:
$200,000 to $50,000,000
Loan Terms:
2 months to 12 months

Rates:
11% to 14%
Fees:
1% to 3%