Florida Cash Out Refinance Loans

Florida's appreciating real estate values create opportunities for cash out refinancing in Miami, Tampa, and Orlando. These loans allow investors to tap accumulated equity while potentially improving terms. Florida lenders offer cash out refinance options for both residential and commercial properties across high-growth markets.

Capital Funding Financial

Capital Funding Financial is a direct nationwide private lender offering fast, simplified loans. Close in 3+ days with minimal documentation - no tax returns, credit score requirements, or appraisals for most deals. LOIs in 24hrs. Streamlined process without any red tape or drama.

Loan Size:
$250,000 to $250,000,000
Loan Terms:
6 months to 24 months

Rates:
9.50% - 12.50%
Fees:
1.75% - 2.50%

Abyss Capital

Loan Size:
$50,000 - $2,000,000
Loan Terms:
6 months to 36 months

Rates:
11% to 15%
Fees:
2% - 3%

ALTO Capital

Alto Capital (formerly Equity Lending Solutions) is a direct private/hard money lender for Florida investment properties, including single-family, condo, condo-hotel, and multifamily. We offer 24-hour term sheets, 10-day closings, no prepayment penalties, and remote closing options. Foreign nationals welcome.

Loan Size:
$50,000 - $5,000,000
Loan Terms:
12 months to 24 months

Rates:
9% to 12%
Fees:
1% - 2.5%

Soviero Capital LLC

Soviero Capital is a family-run direct hard money lender providing asset-based real estate loans. We offer same-day commitments with up to 65% LTV, no credit checks, and terms up to 3 years. We consider improved properties for purchase, refinance, and cash-out loans, with flexible guidelines when risk profiles are satisfactory.

Loan Size:
$250,000 to $2,500,000
Loan Terms:
12 months to 36 months

Rates:
13% to 15%
Fees:
2% to 3%

Gelt Financial

Gelt Financial, a South Florida direct portfolio lender since 1989, provides non-bank loans for real estate investors. With 10,000+ closed loans, we offer direct access to decision-makers for fast approvals without committees. As private lenders, we welcome complex deals and tackle any financing challenge.

Loan Size:
$50,000 - $2,000,000
Loan Terms:
6 months to 5 years

Rates:
12% +
Fees:
3%