California Commercial Loans

California's dynamic commercial market drives high demand for property financing in Los Angeles, San Francisco, and San Diego. These loans support premium retail, office, and mixed-use developments. California commercial lenders provide sophisticated funding solutions across major business centers.

Capital Funding Financial

Capital Funding Financial is a direct nationwide private lender offering fast, simplified loans. Close in 3+ days with minimal documentation - no tax returns, credit score requirements, or appraisals for most deals. LOIs in 24hrs. Streamlined process without any red tape or drama.

Loan Size:
$250,000 to $250,000,000
Loan Terms:
6 months to 24 months

Rates:
9.50% - 12.50%
Fees:
1.75% - 2.50%

Karpe Real Estate Center

Karpe Real Estate Center, established 1926 in Bakersfield, is a direct private money lender for Central California real estate. We fund residential, multifamily, and commercial properties, including owner-occupied homes. Offering purchase, refinance, rehab, and construction loans with same-day approval and no upfront fees.

Loan Size:
$30,000 to $2,000,000
Loan Terms:
6 months to 60 months

Rates:
10.50% to 15.00%
Fees:
2% to 10%

Gelt Financial

Gelt Financial, a South Florida direct portfolio lender since 1989, provides non-bank loans for real estate investors. With 10,000+ closed loans, we offer direct access to decision-makers for fast approvals without committees. As private lenders, we welcome complex deals and tackle any financing challenge.

Loan Size:
$50,000 - $2,000,000
Loan Terms:
6 months to 5 years

Rates:
12% +
Fees:
3%

Crosby Capital USA

Crosby Capital USA is a unique and creative direct lender for short-term bridge loans in Florida and the New York City metro area. Our maximum LTV is a conservative 60%, but can fund loans that most other lenders shy away from.

Loan Size:
$200,000 to $50,000,000
Loan Terms:
2 months to 12 months

Rates:
11% to 14%
Fees:
1% to 3%