Hard Money Lenders in Western Wyoming

Western Wyoming provides real estate investors with access to hard money loans for property purchases, refinances, and equity cash-outs. Loans are typically secured by property equity, requiring 30% equity or a 75% LTV. Loan terms generally last 3 to 24 months for short-term financing.

ZINC Financial

Since 2006, ZINC Financial has funded billions in private money loans through its own fund. As a true direct lender, we offer fix-and-flip, rehab-and-rent, bridge, and construction loans with up to 92.50% LTC. We handle all decisions in-house, welcome investors with 660+ FICO, and require no prepayment penalty on rehab and bridge loans.

Loan Size:
$100,000 to $2,500,000
Loan Terms:
1 months to 360 months

Rates:
8.99% to 11.99%
Fees:
0.50% to 2.0%

Gelt Financial

Gelt Financial, a South Florida direct portfolio lender since 1989, provides non-bank loans for real estate investors. With 10,000+ closed loans, we offer direct access to decision-makers for fast approvals without committees. As private lenders, we welcome complex deals and tackle any financing challenge.

Loan Size:
$50,000 - $2,000,000
Loan Terms:
6 months to 5 years

Rates:
12% +
Fees:
3%